Personal Bankruptcy

The Bankruptcy Code contains a variety of avenues for debt relief.  Chapters 7, 11 & 13 are available to individuals.  Each person’s situation is unique. Find out which is right for you.

Our fresh start goal for you as a Chapter 7 client would be, for example, to get rid of all your dischargeable debt, allow you to keep what you earn after filing bankruptcy and retain your exempt assets.  There are important timing aspects both before and after a potential bankruptcy to consider.  We work with our clients to develop a plan that takes the law and your individual circumstances fully into account.

What to expect:

We analyze every client’s case in detail.  We work with you to develop both a plan that is right for your particular situation and a strategy to implement that plan.  That plan may include the filing of a bankruptcy or, as an alternative, an out of court workout arrangement with creditors. lf bankruptcy will advance your immediate and long-term financial goals, we review your debts, income and expenses, and we explain the full effects of bankruptcy on your family, business, home ownership and access to credit. We provide detailed information about the bankruptcy process and a complete picture of the outcome you should expect. Our upfront approach to bankruptcy gives you confidence in your financial future. We find satisfaction in helping individuals get on their feet again.


Contact an experienced bankruptcy attorney.

Call the Law Offices of William R. Pascoe at 415.492.1003 to schedule a half-price initial consultation, or contact us online.